Enrich discusses the importance of compensation systems in the context of the difficulty companies and governments have altering diseased firm culture by fiat. He breaks down the asymmetrical risk proposition for banks and their employees when dealing with investments further and further out on the risk curve – especially in light of an “I’ll be gone, you’ll be gone,” attitude that has pervaded both executives and employees since the government bailouts of 2008. Enrich and Harrison look at the Swiss and Icelandic banking systems as possible examples of a roadmap to financial health for Deutsche Bank. Looking at a few high-profile scandals with Donald Trump, money laundering for Russian Oligarchs, and other fraudulent actors, Enrich explains how incentive systems within Deutsche Bank and the banking system in general have exposed.